Real Conversations About a Real Retirement Need Medicare Doesn’t Always Cover

Many people assume Medicare will take care of long-term care costs—but it usually doesn’t. Most ongoing care, whether at home or in a facility, isn’t covered the way people expect. On top of that, the cost of care continues to rise—and where you live can make a big difference. That’s why it helps to talk with someone who can walk you through your options—so you can make decisions with confidence, not guesswork.